Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your personal data.

Last updated: 12/07/2025

1. Data Controller Information

StockyFi Ltd. is committed to protecting your privacy and personal data in accordance with the EU General Data Protection Regulation (GDPR) and Bulgarian data protection laws.

Data Controller:

Company: StockyFi Ltd.

Registration: Bulgaria

Contact: bbankov@stockyfi.ai

DPO: bbankov@stockyfi.ai

2. Legal Basis for Processing

We process your personal data based on:

Consent: Newsletter subscriptions and marketing communications
Contract: Providing our financial analysis services
Legal Obligation: Bulgarian financial regulations and AML/KYC
Legitimate Interest: Platform security and service improvement

3. Personal Data We Collect

Information You Provide:

Name and email address
Contact information and messages
Investment preferences
Account credentials

Automatically Collected:

IP address and device information
Browser type and usage data
Cookies and tracking technologies

4. Your GDPR Rights

You have the right to:

Access: Request copies of your personal data
Rectification: Correct inaccurate information
Erasure: Request deletion of your data
Restrict Processing: Limit how we use your data
Data Portability: Receive your data in portable format
Object: Object to processing for legitimate interests
Withdraw Consent: Withdraw consent at any time

To exercise your rights, email: bbankov@stockyfi.ai with subject "GDPR Request"

5. How We Use Your Data

Provide AI-powered financial analysis services
Send platform updates and newsletters
Respond to inquiries and support
Comply with Bulgarian financial regulations
Prevent fraud and ensure security
Improve our services and user experience

6. Data Sharing

We may share your data with:

Trusted service providers (cloud hosting, email services)
Bulgarian Financial Supervision Commission (legal requirement)
Law enforcement (when legally required)

⚠️ We never sell your personal data to third parties.

7. Data Retention

Newsletter subscribers: Until unsubscribe
Account data: Account duration + 7 years (Bulgarian law)
Transaction records: 10 years (commercial law)
Marketing data: 3 years from last interaction

8. Data Security

We protect your data through:

End-to-end encryption
Secure data transmission (TLS/SSL)
Regular security audits
Access controls and authentication
Staff training on data protection

9. Cookies

We use cookies for:

Essential: Platform functionality (no consent required)
Analytics: Usage statistics (consent required)
Marketing: Personalized content (consent required)

Manage cookies through your browser settings.

10. Contact & Complaints

Contact Us:

Email: bbankov@stockyfi.ai

Response Time: Within 30 days

File a Complaint:

Commission for Personal Data Protection (CPDP), Bulgaria

Website: www.cpdp.bg

11. Policy Changes

We may update this Privacy Policy. Material changes will be communicated via email and prominent platform notices. Continued use constitutes acceptance.

This policy is effective as of the date above.