Disclaimer
Important information about investment risks, limitations, and legal disclaimers for our services.
Last updated: 12/07/2025
NOT FINANCIAL ADVICE - READ CAREFULLY
StockyFi provides AI-powered financial analysis and educational content for informational purposes only. Our content is NOT financial advice, investment recommendations, or solicitations to buy or sell securities.
All investment decisions should be made in consultation with qualified, licensed financial advisors who understand your personal financial situation, risk tolerance, and investment objectives.
⚠️ HIGH RISK WARNING: All investments carry significant risk of loss. You may lose some or all of your invested capital.
Investment Risks Include But Are Not Limited To:
- Market Risk: Securities can decline in value due to market conditions
- Volatility Risk: Investment values can fluctuate dramatically
- Liquidity Risk: You may not be able to sell investments when desired
- Currency Risk: Foreign exchange fluctuations can affect returns
- Credit Risk: Issuers may default on their obligations
- Inflation Risk: Rising prices can erode purchasing power
- Interest Rate Risk: Changing rates can affect bond and stock prices
- Political Risk: Government actions can impact investments
ONLY INVEST WHAT YOU CAN AFFORD TO LOSE. Never invest borrowed money or funds needed for essential expenses.
Our AI-powered analysis has inherent limitations that users must understand:
Algorithmic Limitations:
- AI models are based on historical data and may not predict future performance
- Algorithms can have biases, errors, or unexpected behaviors
- Market conditions can change rapidly, making AI predictions obsolete
- Black swan events and unprecedented situations may not be captured by AI
Data Limitations:
- Analysis depends on data quality, completeness, and timeliness
- Historical patterns may not repeat in the future
- Real-time data may have delays or inaccuracies
- External factors may not be fully captured in our datasets
ℹ️ AI analysis should be used as one tool among many in your investment research process, never as the sole basis for investment decisions.
⚠️ PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS
- Historical returns, backtesting results, and performance data are not indicative of future performance
- Market conditions, economic factors, and regulations can change significantly
- Previous successful strategies may fail in different market environments
- Hypothetical or simulated performance results have inherent limitations
- Actual trading may involve additional costs, slippage, and execution delays
Performance Disclaimers: Any performance data presented is for illustrative purposes only. Real investment results may vary significantly from any projections, backtests, or hypothetical scenarios presented.
StockyFi makes no guarantees, warranties, or representations regarding:
- Accuracy: Information accuracy, completeness, or timeliness
- Performance: Investment performance or profitability
- Suitability: Appropriateness for your specific situation
- Availability: Continuous service availability or uptime
- Results: Specific outcomes or financial gains
- Compliance: Compliance with all applicable regulations
AS-IS BASIS: Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.
Bulgarian Regulations:
- StockyFi operates under Bulgarian law and EU regulations
- We are not a licensed investment advisor or broker-dealer
- Our analysis does not constitute regulated investment advice
- Users must comply with all applicable local laws and regulations
International Users:
- Users outside Bulgaria/EU must verify local compliance
- Some services may not be available in all jurisdictions
- Tax implications vary by country and individual circumstances
- Consult local legal and tax advisors before investing
⚖️ REGULATORY NOTICE: Investment regulations vary by jurisdiction. Ensure compliance with your local laws before using our services.
To the maximum extent permitted by Bulgarian and EU law, StockyFi shall not be liable for:
- Investment Losses: Any financial losses from investment decisions
- Missed Opportunities: Profits not realized due to delayed or missed trades
- Data Errors: Inaccurate, incomplete, or delayed information
- System Failures: Technical issues, downtime, or service interruptions
- Third-Party Actions: Actions or failures of third-party service providers
- Market Events: Extraordinary market conditions or force majeure events
MAXIMUM LIABILITY: Our total liability is limited to the amount you have paid for our services in the 12 months preceding any claim.
Consumer Rights: Nothing in this disclaimer affects your statutory rights as a consumer under Bulgarian or EU consumer protection laws.
Our platform may include content, data, or links from third-party sources:
- Third-party content is provided for informational purposes only
- We do not endorse or verify third-party information
- External links are provided for convenience and may become outdated
- Third-party websites have their own terms and privacy policies
- We are not responsible for third-party content accuracy or availability
Due Diligence: Always verify information from multiple sources and conduct your own research before making investment decisions.
ℹ️ DEVELOPMENT STAGE: StockyFi is currently in pre-launch development with an expected launch in 2026.
Pre-Launch Limitations:
- Features and functionality may change significantly before launch
- Current information is preliminary and subject to modification
- No investment services are currently available
- Registration is for updates and early access notification only
- Pricing, features, and availability may differ at launch
Early registrants will be notified of any material changes to our planned services.
If you have questions about this disclaimer or our services:
Email: bbankov@stockyfi.ai
Subject Line: "Disclaimer Inquiry"
Response Time: Within 48 hours during business days
⚠️ IMPORTANT: If you do not understand or agree with any part of this disclaimer, do not use our services. Consult with qualified professionals before making any investment decisions.
This disclaimer is effective as of the date above and forms an integral part of our Terms of Service. By using StockyFi, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.